Build Better Financial Decisions
Our program walks you through practical money management techniques that actually work in real situations. No empty promises—just straightforward guidance for people who want to feel more confident about their financial choices.
Get StartedWhat We Actually Focus On
We've spent years figuring out what helps people make sense of their finances. Here's what matters most in our approach.
Clarity First
Financial jargon creates unnecessary confusion. We break things down using plain language and real examples from everyday situations. When you understand what's happening with your money, better decisions follow naturally.
Practical Methods
Theory is fine, but you need tools you can actually use. Our methods have been tested by hundreds of Australians dealing with real budgets, real debt, and real saving goals. We skip the fluff and focus on what works.
Individual Context
Your financial situation isn't identical to anyone else's. What makes sense for a couple in Brisbane might not work for a single person in Perth. We help you adapt strategies to fit your actual circumstances and priorities.
Long-Term Thinking
Quick fixes rarely solve money problems. We teach you how to build habits and systems that work for years, not just weeks. Small improvements compound over time when you stay consistent.
Program Structure Overview
We've organized everything into focused modules that build on each other. You can move through at your own pace, but we've found this sequence helps concepts stick better. Here's what each part covers.
| Module Component | Foundation Track | Advanced Track |
|---|---|---|
| Budget Framework Setup | Core principles | Complex scenarios |
| Debt Management Strategies | Basic approaches | Multi-debt coordination |
| Emergency Fund Planning | 3-month targets | 6-12 month goals |
| Investment Fundamentals | — | Australian context |
| Tax Planning Basics | Standard deductions | Optimization techniques |
| Retirement Considerations | — | Super strategies |
| Cash Flow Tracking | Monthly reviews | Weekly analysis |
| Goal Setting Methods | Short-term focus | Multi-year planning |
Program Timeline
Our next intake runs from August through December 2025. We keep groups small so everyone gets proper attention and feedback. Sessions happen online, which means you can join from anywhere in Australia.
Foundation Phase
Set up your tracking systems and understand where your money currently goes. Most people find surprises here.
Aug 2025Strategy Development
Build your personal plan based on what you learned in phase one. We work through different scenarios together.
Sep 2025Implementation
Put your plan into action with weekly check-ins. This is where the rubber meets the road.
Oct 2025Refinement
Adjust based on what's working and what isn't. Real life rarely goes exactly as planned.
Nov 2025Who Runs This Program
Meet the people who'll guide you through the material. We've both been through our own financial challenges, which shapes how we teach.
Finley Ashworth
Lead Program Facilitator
I spent my twenties making every financial mistake you can imagine. Eventually learned from all of them and now I help other people avoid the same traps. Been running workshops in Coffs Harbour since 2019, working with everyone from university students to pre-retirees.
Reuben Caldwell
Strategy Advisor
Background in banking gave me technical knowledge, but working one-on-one with clients taught me what actually matters. People don't need complicated spreadsheets—they need systems that fit their daily routines. I focus on making financial planning less intimidating and more actionable.
Ready to Get Started?
Our August 2025 program opens for registration in June. Spots fill up quickly because we cap enrollment at 25 people. Reach out if you have questions about whether this is right for your situation.